INVEST WITHOUT BEING RIPPED OFF — MEMBERSHIP
For anyone who’d rather not go it entirely alone.
Membership adds a guided layer on top of the free DIY tools already on this site. Below is a straight comparison of what you do yourself versus what membership does for you, step by step.
Become a MemberDIY (Free)
Membership
Assessing your risk
Complete the free Risk Questionnaire yourself — 17 quick questions, about 10 minutes including scoring it using the table provided.
Automated scoring — answer the same questions and get your risk band instantly.
Selecting your model portfolio
Look up your tier and risk band on the Model Portfolio Allocations page and use that allocation yourself.
Automated match — tell us your risk band and amount, and we show you the right portfolio directly.
Calculating how much of each fund to buy
Work out each fund amount yourself from the allocation percentages, as shown in the step-by-step example.
Automated — the same allocation, calculated for you.
Choosing an investment platform
Read my full platform-by-platform reviews and decide yourself.
In development — full detail coming soon.
Choosing what to buy
Use the existing Low-Cost Funds List to find and select funds yourself.
In development — full detail coming soon.
Buying the funds
Follow the existing step-by-step videos.
In development — full detail coming soon.
Keeping your portfolio on track
Use the existing comparison method to rebalance annually yourself.
In development — full detail coming soon.
Cost
Free
£149/year