Low-Cost Funds List

This page lists low-cost index funds and ETFs available to UK investors, arranged from lower-risk to higher-risk asset classes. All funds have an ongoing charges figure (OCF) of 0.30% or below. The list is updated periodically and is not a recommendation to buy any particular fund.

Short-term Bonds & Money Markets

Fund / ETF Name ISIN OCF
Amundi UK Government Bond 0-5Y UCITS ETF IE00BF4TW841 0.05%
L&G UK Gilt 0-5 Year UCITS ETF IE00BF0M2K51 0.06%
Invesco UK Gilt 1-5 Year UCITS ETF IE00BF2BJ234 0.06%
Goldman Sachs Access UK Gilts 1-10 Yrs UCITS ETF IE00BH480Z25 0.07%
iShares $ Treasury Bond 1-3yr UCITS ETF (Dist) IE00B1S74Q32 0.07%
iShares € Govt Bond 0-1yr UCITS ETF (Acc) IE00B50W2R13 0.07%
iShares $ Treasury Bond 0-1yr UCITS ETF (Acc) IE00BC7GZJ81 0.07%
iShares € Govt Bond 1-3yr UCITS ETF (Acc) IE00BNDS1195 0.09%
iShares UK Gilts 0-5yr UCITS ETF (Dist) IE00B4WXJK79 0.10%
Lyxor Smart Overnight Return UCITS ETF LU1190417599 0.10%
Royal London Short Term Money Market Fund GB00B8XYYQ86 0.10%
Xtrackers GBP Overnight Rate Swap UCITS ETF LU0321462953 0.10%
UBS GBP Overnight Rate SF UCITS ETF IE00B3K61D31 0.10%
BlackRock Institutional Sterling Liquidity Fund Premier Acc GB0033144410 0.10%
abrdn Sterling Money Market Fund I Acc GB00B1C42332 0.12%
iShares Up to 10 Years Gilts Index Fund D GB00BN091C65 0.13%
iShares Up to 10 Years Gilts Index Fund (UK) D Acc IE00BN0NC250 0.13%

UK Government Bonds

Fund / ETF Name ISIN OCF
Amundi UK Government Inflation-Linked Bond UCITS ETF IE00B3B8PX60 0.07%
L&G All Stocks Index Linked Gilt Index Trust C GB00BG0QNY41 0.08%
iShares £ Index-Linked Gilts UCITS ETF (Dist) IE00B1FZSC47 0.10%
iShares £ Index-Linked Gilts UCITS ETF (Acc) IE00B3B8PX14 0.10%
Vanguard UK Inflation-Linked Gilt Index Fund Acc GB00BGB6GZ57 0.12%
iShares Up to 10 Years Index Linked Gilt Index Fund D GB00BN091H11 0.13%
L&G All Stocks Index Linked Gilt Index Trust C Acc GB00BG0QPD77 0.13%
Amundi UK Government Bond UCITS ETF (Acc) IE00B3Z3FS74 0.05%
Invesco UK Gilts UCITS ETF (Acc) IE00BF2BJ127 0.06%
iShares Core UK Gilts UCITS ETF (Acc) IE00B1FZSB30 0.07%
Vanguard U.K. Gilt UCITS ETF (Acc) IE00B42WWV65 0.07%
Fidelity Index UK Gilt Fund P GB00BMQ57G79 0.10%
iShares GiltTrak Index Fund D IE00BD0NC250 0.10%
HSBC UK Gilt Index Fund C Acc GB00B5BFJG71 0.10%
iShares UK Gilts All Stocks Index Fund (UK) D Acc GB00B83HGR24 0.10%
iShares Over 15 Years Gilts Index Fund D GB00BF338G29 0.11%
L&G All Stocks Gilt Index Trust I Acc GB00B8344798 0.11%
Vanguard UK Government Bond Index Fund (Acc) GB00B4M89245 0.12%
Vanguard UK Long-Duration Gilt Index Fund (Acc) GB00B4M89245 0.12%
SPDR Bloomberg 15+ Year Gilt UCITS ETF IE00B6YX5F63 0.15%
L&G All Stocks Gilt Index Trust C Acc GB00BG0QNW27 0.15%

Global Government Bonds

Fund / ETF Name ISIN OCF
Amundi Prime Global Government Bond UCITS ETF LU1681047566 0.07%
Amundi Prime Global Government Bond UCITS ETF (EUR Acc) LU1931974692 0.07%
abrdn Global Government Bond Tracker Fund B GB00BK80KQ76 0.13%
iShares Broad Global Government Bond UCITS ETF IE00B3F81K65 0.13%
iShares Overseas Government Bond Index Fund D GB00BN091P94 0.13%
iShares Overseas Government Bond Index Fund (UK) D Acc GB00B849C803 0.13%
iShares Global Government Bond Index Fund (UK) D Acc GB00BKGR3H21 0.13%
iShares Overseas Government Bond Index Fund (UK) D Acc GB00BPFJD529 0.13%
iShares Overseas Government Bond Index Fund (UK) H Acc GB00BPFJD859 0.13%
abrdn Short Dated Global Inflation-Linked Bond Tracker B GB00BGMK1733 0.14%
Amundi Index JP Morgan GBI Global Govies UCITS ETF LU0389812318 0.15%
Amundi Global Inflation-Linked 1-10Y Bond UCITS ETF IE00B3B8Q275 0.20%

UK Corporate Bonds

Fund / ETF Name ISIN OCF
Invesco UK Corporate Bond UCITS ETF IE00BD35CF31 0.10%
Fidelity Index Sterling Corporate Bond Fund P Acc GB00BKX8GD57 0.10%
Vanguard UK Investment Grade Bond Index Fund (Inc) GB00B45Q9038 0.12%
Vanguard UK Investment Grade Bond Index Fund (Acc) GB00B4M89245 0.12%
iShares Corporate Bond Index Fund (UK) D IE00BD0NCK43 0.12%
iShares Corporate Bond Index Fund (UK) D Acc GB00B84DSW83 0.12%
iShares Corporate Bond Index Fund (UK) H Acc GB00BJL5BV43 0.12%
iShares Corporate Bond Index Fund (UK) D Inc IE00B43QJJ40 0.12%
L&G Short Dated Sterling Corporate Bond Index Fund C GB00BF38QW37 0.14%
L&G Sterling Corporate Bond Index Fund I Acc GB00B4M01C47 0.14%
iShares Core £ Corp Bond UCITS ETF (Dist) IE00B00FV011 0.20%
iShares £ Corp Bond 0-5yr UCITS ETF (Dist) IE00B4L60045 0.20%

Global Corporate Bonds

Fund / ETF Name ISIN OCF
Vanguard Global Corporate Bond Index Fund (GBP-hdgd, Acc) IE00BGCZ0933 0.15%
iShares Core Global Corporate Bond UCITS ETF IE00BF3N7006 0.20%
SPDR Bloomberg Global Corporate Bond UCITS ETF IE00B3T9LM79 0.20%
abrdn Global Corporate Bond Tracker Fund B Acc GB00BF473024 0.20%
iShares $ Corp Bond UCITS ETF (Dist) IE00B14X4S71 0.20%
iShares $ Short Duration Corp Bond UCITS ETF IE00B4X9L533 0.20%
iShares $ Corp Bond 0-3yr UCITS ETF (Acc) IE00BH65QG55 0.20%
iShares $ Corp Bond 0-3yr UCITS ETF (Dist) IE00BH65QH62 0.20%

Global Aggregate Bonds

Fund / ETF Name ISIN OCF
Vanguard Global Aggregate Bond UCITS ETF (Acc) IE00BG47KH54 0.10%
iShares Core Global Aggregate Bond UCITS ETF (GBP-hdgd) IE00BDBRDM35 0.10%
iShares Core Global Aggregate Bond UCITS ETF (Acc) IE00B3F81409 0.10%
Vanguard Global Aggregate Bond UCITS ETF (GBP-hdgd, Dist) IE00BG47KH54 0.10%
Amundi Prime Global Bond UCITS ETF (GBP-hdgd) LU1931974784 0.10%
iShares Global Aggregate Bond Index Fund (UK) D Acc (GBP-hdgd) GB00BLLZQL34 0.10%
Vanguard Global Aggregate Bond UCITS ETF (GBP-hdgd Inc) IE00BG47K971 0.10%
Vanguard Global Aggregate Bond UCITS ETF (USD Acc) IE00BG47KG48 0.10%
iShares Core Global Aggregate Bond UCITS ETF (GBP-hdgd Dist) IE00BQWJFQ70 0.10%
Amundi Prime Global Bond UCITS ETF (EUR Acc) LU1931975236 0.10%

UK Shares

Fund / ETF Name ISIN OCF
Amundi UK Equity All Cap UCITS ETF IE00BF4G6X51 0.04%
iShares UK Equity Index Fund D GB00B7C44X99 0.05%
abrdn UK All Share Tracker Fund B GB00B76B9Y24 0.05%
iShares UK Equity ESG Screened Index Fund D GB00BN08ZV03 0.05%
Fidelity Index UK Fund P (FTSE All-Share) GB00BJS8SF95 0.06%
Vanguard FTSE UK All Share Index Unit Trust (Acc) GB00B3X7QG63 0.06%
HSBC FTSE All Share Index Fund Institutional C GB0030334345 0.06%
Aviva Investors UK Index Tracking Fund 2 GBP Acc GB00B8XCGM21 0.10%
Vanguard FTSE UK Equity Income Index Fund (Acc) GB00B59G4H82 0.14%
SPDR FTSE UK All Share UCITS ETF IE00B7452L46 0.20%

Global Shares

Fund / ETF Name ISIN OCF
Amundi Prime All Country World ETF IE0009HF1MK8 0.07%
Amundi Prime All Country World ETF (EUR Acc) LU1439943090 0.07%
SPDR MSCI ACWI UCITS ETF IE00B44Z5B48 0.12%
HSBC FTSE All-World Index Fund C GB00BMJJJF91 0.13%
Invesco FTSE All-World UCITS ETF IE000716YHJ7 0.15%
Scalable MSCI AC World Xtrackers UCITS ETF IE000Z9SJA06 0.17%
SPDR MSCI ACWI IMI UCITS ETF IE00B3YLTY66 0.17%
SPDR MSCI ACWI Climate Paris Aligned UCITS ETF IE00BN4Q0574 0.20%
iShares MSCI ACWI UCITS ETF (Acc) IE00B6R52259 0.20%
Vanguard FTSE All-World UCITS ETF (Acc) IE00BK5BQT80 0.22%
Vanguard FTSE All-World UCITS ETF (Dist) IE00B3RBWM25 0.22%
Vanguard FTSE All-World UCITS ETF (USD Inc) IE00BK5BQV03 0.22%
Vanguard ESG Global All Cap UCITS ETF (USD Acc) IE00BGYWSV06 0.24%
Xtrackers MSCI World High Dividend Yield ESG UCITS ETF IE00BCHWNQ94 0.25%
Vanguard FTSE All-World High Dividend Yield UCITS ETF IE00B8GKDB10 0.29%
Franklin Global Quality Dividend UCITS ETF IE00BF2B0L69 0.30%
UBS S&P Dividend Aristocrats ESG Elite UCITS ETF IE00BMP3HG27 0.30%

Property / REITs

Fund / ETF Name ISIN OCF
Xtrackers Developed Green Real Estate ESG UCITS ETF IE00BQZJBX31 0.18%
L&G Global Real Estate Dividend Index Fund I GB00BYW7CN38 0.21%
L&G Global Real Estate Dividend Index Fund I Inc GB00BYW7CL14 0.21%
HSBC FTSE EPRA/NAREIT Developed UCITS ETF IE00B5L01S80 0.24%
Amundi FTSE EPRA/NAREIT Global UCITS ETF FR0010833574 0.24%
VanEck Global Real Estate UCITS ETF NL0009690239 0.25%
L&G Global Infrastructure Index Fund I Acc GB00BF0TZG22 0.27%
L&G Global Infrastructure Index Fund I Inc GB00BF0TZL74 0.27%

Commodities & Gold

Fund / ETF Name ISIN OCF
Amundi Physical Gold ETC IE00B579F325 0.12%
Invesco Physical Gold A ETC IE00B579F325 0.12%
WisdomTree Core Physical Gold ETC IE00BMDKNM36 0.12%
Xtrackers IE Physical Gold ETC IE00BH04MB42 0.12%
iShares Physical Gold ETC IE00B4ND3602 0.12%
Xtrackers Bloomberg Commodity Swap UCITS ETF LU0292106167 0.19%
iShares Diversified Commodity Swap UCITS ETF IE00BDFL4P12 0.19%

OCF = Ongoing Charges Figure. Provided for information only. Not financial advice. Always verify the current OCF with the fund provider before investing.