Performance and Costs
On this page, I provide updates on the performance and costs of the example portfolios I’ve set up using my own money.
Click on the green links to jump to the relevant portfolio.
£10,000 Higher-Risk Rated Portfolio
£50,000 Higher-Risk Rated Portfolio
£10,000 Medium-Risk Rated Portfolio
£50,000 Medium-Risk Rated Portfolio
£10,000 Higher-Risk Rated Portfolio
Data sourced from Refinitiv Eikon and David Ryder.
The return-to-date of 37.34% after fees / costs is too high for less than 18 months. The slight nudge down in November is, in my opinion, likely to be followed by more drops. That’s the nature of a higher risk portfolio; greater price volatility. I’m fine with that because I’m a long-term investor and don’t need to access the money for several years.
Data sourced from Refinitiv Eikon and David Ryder.
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£50,000 Higher-Risk Rated Portfolio
Data sourced from Refinitiv Eikon and David Ryder.
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£10,000 Medium-Risk Rated Portfolio
Data sourced from Refinitiv Eikon and David Ryder.
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£50,000 Medium-Risk Rated Portfolio
Data sourced from Refinitiv Eikon and David Ryder.
This medium-risk portfolio provides a good contrast to the performance of the higher-risk portfolio at the top of this page.
Between February and May 2025, the higher-risk portfolio lost almost 15 percentage points in value and has since added 20 percentage points in value. Over the same period the medium-risk portfolio lost only 8 percentage points and has since added 13.
This is not an entirely scientific comparison, but it gives a useful indication of what is meant by “risk”, i.e., the speed and severity of price movements.